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Tuesday, October 23, 2012

We are so broke :(

Matt and I have never really had a problem with money.  We are both notorious savers, and we hardly ever buy anything except groceries.  Even during the times (like now) when we are 90-100% living off of my income alone, we have managed to pay all the bills, buy all the groceries, spend a little cash, and then still put money in savings.  Even though we recently moved from a 1-bedroom apartment that we rented to a 3-bedroom house that we own, the expenses are hardly higher.  The utilities have gone down or stayed the same across the board and gas mileage in our cars has actually increased since we moved.  It's maybe $100-200 per month more to live in our house vs. our apartment, and I got a $200/month raise back in May that should have absorbed that difference and allowed us to keep on living like we were living.  So why are we currently broke?

I have been having trouble figuring out what happened to our bank account.  Maybe it was Matt's surgery, which probably set us back around $1000 between the hospital bills, follow-up visits, medications, etc.  Maybe we spent more than we meant to without realizing it on furniture/decor/etc. when we first moved into the house.  Maybe it's partly because we refuse to carry a balance on a credit card or borrow from savings unless it's a matter of life and death, which means that when we fall short, we tend to stay that way for a while.

I don't know, but we are just so completely broke right now.  We probably won't do anything other than sit around the house and eat dinner to celebrate our first anniversary next month.  I don't know that we'll do much of anything for Christmas either.  If we are super stoic and don't go anywhere or do anything - if we pinch every last penny - we should be caught back up in a few more pay periods.  It just sucks that this is happening now, at this time of year.  Or at all for that matter.

Anyway, I'm just really stressed about money and wanted to rant.  I'm sure we'll be OK eventually.  I'm just ready for eventually to get here.